UNUM Policy Information
Upon being hired, all Active Members are enrolled in a Term Life Group Insurance Policy through UNUM Life Insurance Company. The policy is for $50,000 and the proceeds of this benefit will be paid to your beneficiary of record after the Fund office receives proof of your death. Please make sure that your beneficiary information is updated and current. Changes can be made at any time by contacting the Welfare Fund. This benefit is discontinued upon the member’s retirement or termination. Members have the option to port this benefit upon retirement or termination.
As part of this policy, members have access to travel insurance at no cost to them.
Employee Assistance Programs (EAP)
Employee Assistance Programs can improve well being and provide a variety of health and productivity services. Welfare Fund members have access to UNUM’s EAP program at no cost to them. It is a resource for employees to cope with depression, mental illness or substance abuse. Our EAP also assists members with concerns that impact life at home and at work. Services include information regarding child care and elder care, relationship issues and other stress related life challenges.
- Employee Assistance Program (EAP)
- Employee Assistance Program Questions & Answers
- Life Insurance Coverage Highlights
*****Long Term Disability*****
THIS BENEFIT IS NO LONGER AVAILABLE
PLEASE NOTE: As of January, 2015, only family members enrolled in supplemental coverage are eligible to use the optical benefit within a calendar year.
News from the Welfare Fund Manager
- September 2019 Newsletter
- Domestic Partners Letter
- BENEFITS AT A GLANCE
- HIPPA Privacy Notice
- HIPPA
- Stacy Braun Financial Counseling Program (Free for members from October 2018 – September 2019)
Statement of Grandfathered Status
The New Rochelle FUSE Welfare Fund Welfare Fund believes this Plan is a “grandfathered health plan” under the Patient Protection and Affordable Care Act (the Affordable Care Act). As permitted by the Affordable Care Act, a grandfathered health plan can preserve certain basic health coverage that was already in effect when that law was enacted. Being a grandfathered health plan means that your Plan may not include certain consumer protections of the Affordable Care Act that apply to other plans, for example, the requirement for the provision of preventive health services without any cost sharing. However, grandfathered health plans must comply with certain other consumer protections in the Affordable Care Act, for example, the elimination of lifetime limits on benefits.
Questions regarding which protections apply and which protections do not apply to a grandfathered health plan and what might cause a plan to change from grandfathered health plan status can be directed to the Plan Administrator at 866-999-0300 or 201-963-0633. You may also contact the Employee Benefits Security Administration, U.S. Department of Labor at 866-444-3272 or
http://www.dol.gov/ebsa/healthreform/.
This website has a table summarizing which protections do and do not apply to grandfathered health plans.
newrochellefuse.com 